Finance Framework

This workstream provides members with information on the funding tools available to deliver on housing projects.

Finance Framework Working Group

  • Lui Brame - WHI Interim Executive Officer
  • Nic Greene - Habitat for Humanity + WHI Co-Chair
  • Doug Wilson - Deloitte
  • Harvey Brookes - Waikato Wellbeing Project
  • Steve Gow - Momentum Waikato
  • Kelvyn Eglinton- Momentum Waikato
  • David Cowley - WEL Energy Trust
  • Michelle Paki - Ministry of Business, Innovation and Employment
  • Rangita Wilson - Te Puni Kōkiri
  • Dennis Turton - Trust Waikato
  • Garry Mallett - WEL Energy Trust
  • Mark Rawson - Kāinga Ora
  • Andy Gray - Ministry of Housing and Urban Development
  • Paul Gilberd - Community Finance
  • Lale Ieremia - PCM Consulting Ltd + WHI Co-chair
  • Ashleigh Turner - Ministry of Business, Innovation and Employment
  • Te Rehia Papesch - Ministry of Social Development

Finance Framework Resources

Financial Modelling Tools - MHUD and The Property Group have produced financial modelling tools to help new and aspiring PHO providers for three types of PHO schemes:

  • Shared Equity
  • Rent to Buy
  • Leasehold

Progressive Home Ownership Funding - Progressive home ownership (PHO) can help people into their own homes through arrangements like rent-to-buy, shared ownership or leasehold schemes.   (MHUD)

Housing Acceleration Fund - The $3.8 Billion Housing Acceleration Fund (the fund) was established to increase the pace, scale, diversity and affordability of new housing supply for buyers and renters.

Guidance for first time home buyers - advice on getting government help to buy your first home if you’re a KiwiSaver member, a Kāinga Ora tenant and wish to buy the house that you live in, or are Māori and want to live on your ancestral land.

Kiwisaver fund access - advice on how to get access to your Kiwisaver funds for your first home.

Kāinga Ora First Home Grant - information for first-time home buyers, or previous home owners and who have been making regular KiwiSaver contributions for three to five years.

Kāinga Ora First Home Grant eligibility - check your eligibility for a First Home Grant.

Kāinga Ora First Home Loan Lenders - check the available lenders for First Home Loan.

Kāinga Whenua Loans for individuals - advice on how to achieve Māori home ownership.

Tenant home ownership - offering state house tenants the option to buy the house they are living in.

Progressive Home Ownership - supporting more individuals and whānau into home ownership.

Habitat for Humanity - progressive home ownership, home repair programme, social and affordable rentals. Responding with shelter solutions and working towards everyone having a decent place to live.

New Zealand Housing Foundation - assisting lower income renting households to become home owners.

Te Puni Kōkiri - supporting individuals, whānau, hapū, iwi and rōpū with funding, information, advice and practical support to achieve their housing aspirations.

Live Sorted - tips for first home buyers and help with planning for the total cost of buying a home, including the mortgage, insurance, legal fees and other costs.

Public Housing Plan 2018 - 2022 - New Zealand Government’s response to the increasing demand for public housing across New Zealand over the next four years, between July 2018 and June 2022.

Public Housing Plan 2018 - 2022 Factsheet - the plan provides the public, housing providers, local government, and non-government organisations with updated information about where, and how many, additional public housing places are planned for.